How To Choose Workers’ Compensation Attorney
A compensation insurance plan for workers should be provided for all workers. The aim of providing workers’ compensation insurance is to ensure medical benefits and lost wages in the event that a worker gets an injury from an accident. A lawyer dealing with workers’ compensation insurance needs to be involved when such an injury occurs as it is a right in Atlanta.
A fact about the insurance is that it is not fault based. In this view, the worker cannot take action against the employer in terms of suing. Blame in terms of the injury cannot be subjected to the employer. Willingly committing the accident is the only exception. Misconduct that is willful absolves the no-fault clause.
All employees whether part or full time, minors or anyone under contract of hire is illegible for the wprkers’ compenasation insurance. Benefits involved in the insurance are; medical benefits, death benefits, and income benefits.
Medical benefits entitle the worker to get medical care if injured on the job. The benefit is however limited to a doctor or physician chosen by the workers’ insurance provider. Income benefits are available to workers who miss work for a week or more as a result of a workplace accident. The nature of the accident determines the length of stay off work but in this, pay is still due without fail. The dependents are eligible to receive pay as part of death benefits to cover burial, funeral and lost wages.
No time should be wasted in addressing the accident or injury caused from it. Delay causes loss of the benefits. The employer is bound by law to honor the workers’ insurance compensation after the injury or accident has been reported. In the event that the employer fails to honor the insurance claim, legal action should be taken through seeking the services of a lawyer specialized in workers’ compensation insurance. An appeal is filed to sort the issue of refusal of the employer to honor the insurance claim for the injured employee.
An attorney dealing with workers compensation insurance is important because they will defend the employee in the event that; they are denied coverage, released back to work before they are ready to do so or dispute arises over the nature of the accident, willing or unwilling. Pros of having an attorney is simply for advocating of the employee’s rights and claims. Atlanta workers’ compensation attorneys play a huge role in ensuring all pay is recovered, handling all necessary paperwork and filling forms in a timely manner, assist in gathering all evidence to be used and in appealing of claims that were denied by the employer. Employees in all companies and firms in Atlanta are provided a measure to take when the compensation insurance is not honored or met.